Stress

[tinyjo]

You may remember (or you may not) that 8 months ago, I ran into the back of someone at a junction while I was moving Alex's stuff to my house. I gave them the details of the rental company, I didn't get my deposit back on the car, I figured it was all done and dusted by now. But no. I got a letter in the post this morning from a firm of solicitors saying that he's suing for whiplash, head injury and neck injury and I should pass the details onto my insurance company (or in this case, the insurance company of the rental people)! At the time of the accident he seemed completely fine - no rubbing the neck or anything - and how are they supposed to tell after this length of time anyway! So I've been stressed and paranoid about it all day, wondering whether the insurance people will stick up for me and what the limit is on that anyway and all this sort of thing. I'm convinced that they'll find some way to make me pay for it all. The accident was my fault and I'm happy to be responsible for the damage to his car being repaired but this just seems like an opportunistic grab. And only this morning the Today programme was telling me that we don't really live in a compensation culture.

Comments

There is no reason for you to worry at all

[t--m--i.livejournal.com]

Third party insurance is compulsory in this country and covers all and any costs arising to - putting it bluntly - people you run into. Excesses are not applied to third party personal injury claims (just damage to the car you are driving).

Pass the details straight on to the car rental insurance company and let them sort it out. You may also write back to the solicitors, tell them you have forwarded the details as requested, and ask that they correspond directly with your insurers in future. If in doubt, use recorded delivery (it is only 75p a letter).

Once you have done that, put it all out of your mind and think of something more pleasant (dancing to popular music! Wearing hats! Enjoying cheese).

Re: There is no reason for you to worry at all

[tinyjo.livejournal.com]

Thanks! I do feel somewhat reassured now. I've done all the correspondance and I'm just going to forget about it now until the next thing happens.